Principals of [DBA] are Investment Adviser Representatives (“IAR”) of Your IA, LLC, and licensed insurance agent in [List States]. Investment advisory services and insurance services are offered through separate entities and are governed by different regulatory authorities. When offering insurance products, DBA is compensated by commissions paid by the insurance company, which creates a financial incentive to recommend certain products. Commission amounts vary by product and carrier. Your IA, LLC does not sell insurance products, is not affiliated with any insurance carrier, and does not receive compensation from insurance sales unless otherwise disclosed in writing. Your IA,  LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration with the SEC does not imply endorsement, approval, or a specific level of skill or training.